Top 10 Best Cooling Mattress Protectors of 2025

Chosen from customer-loved and best-selling products
February 18, 2025 7 min read

Waking up sweaty and uncomfortable is never fun. But before you start looking into expensive cooling mattresses, there’s a much simpler and more affordable solution—a cooling mattress protector.

These protectors add a breathable, moisture-wicking layer to your bed, helping to regulate your body temperature throughout the night. Whether you prefer a silky Tencel cover or a cooling gel-infused fabric, the right protector can make all the difference.

Quick Selections: Our Best Picks

Best for Quiet Protection
Coop Home Goods Ultra-Cool Waterproof Mattress Protector, King, Cooling Mattress Protector, Machine Washable Cooling Bed Cover, Whisper Quiet Waterproof Bed Cover, King (78x80)
Coop Ultra-Cool Mattress Protector
9.4
Best for Hot Sleepers
Premium 100% Waterproof King Mattress Protector Breathable Cooling 3D Air Fabric Cover Smooth Soft Hypoallergenic Noiseless Bed Cover Machine Washable Vinyl Free, 8-21'' Deep Pocket
BOSANE Cooling Mattress Protector
9.4
Best Waterproof Protection
Premium 100% Waterproof Queen Mattress Protector,4D Air Cooling 300GSM Queen Size Mattress Pad Cover,Breathable All-Round 360° Bed Mattress Topper Protection Noiseless Vinyl Free (White,Queen)
MERITLIFE Cooling Mattress Protector
9.4
* We handpick and review every product with care. If you shop through our links, we may earn a commission—at no extra cost to you.

Top 10 Best Cooling Mattress Protectors

TOP #1
Best for Quiet Protection
Coop Home Goods Ultra-Cool Waterproof Mattress Protector, King, Cooling Mattress Protector, Machine Washable Cooling Bed Cover, Whisper Quiet Waterproof Bed Cover, King (78x80)
Enjoy waterproof protection with whisper-quiet, cooling comfort.
9.4
Buy on Amazon.com
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Coop Ultra-Cool Mattress Protector Review

The Coop Ultra-Cool Waterproof Mattress Protector is made for those who love a cool, dry sleep. Crafted with Chilly Cooling Jacquard fabric, it actively regulates temperature, making it ideal for hot sleepers. Its premium blend of polyethylene and polyester ensures breathability and softness.

Designed for durability, this protector includes a PU waterproof film backing that shields your mattress from spills and accidents. It’s whisper-quiet, meaning no crinkly plastic sounds as you move. Available in multiple sizes, it provides a snug fit for all mattress types.

The one drawback? It may not be as plush as a traditional topper. However, for a combination of cooling, waterproofing, and silent comfort, this is one of the best options out there. Upgrade your sleep setup with this high-performance protector.

Reason to Buy

  • Cooling Jacquard. Reduces heat buildup
  • Silent Design. No crinkling sounds
  • Durable Build. Long-lasting protection

Something to Consider

  • Not Extra Plush.Lacks additional padding
  • Pricey.Premium materials cost more

Specification

  • Brand: Coop Home Goods
  • Material: Polyethylene + Polyester
  • Size: King
  • Color: White
  • Depth: 18 inches
  • Cooling Fabric: Yes
  • Waterproof: PU backing
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TOP #2
Best for Hot Sleepers
Premium 100% Waterproof King Mattress Protector Breathable Cooling 3D Air Fabric Cover Smooth Soft Hypoallergenic Noiseless Bed Cover Machine Washable Vinyl Free, 8-21'' Deep Pocket
Stay cool and comfortable with this ultra-breathable, waterproof mattress protector.
9.4
Buy on Amazon.com
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BOSANE Cooling Mattress Protector Review

The BOSANE Cooling Mattress Protector is built for superior protection and breathability. Its waterproof layer is 30% thicker than others, ensuring no liquids seep through while maintaining comfort. Certified by OEKO-TEX Standard 100, it's completely free of harmful substances, making it safe for your family.

This protector blends bamboo fiber and polyester for the perfect balance of softness and durability. The 3D air mesh design enhances airflow, preventing heat buildup, and the 18-inch deep pocket ensures a secure, slip-free fit on all mattress types. Plus, it holds up in the wash for years, keeping its waterproof properties even after multiple cycles.

The only drawback? It might feel slightly thicker than some lightweight options, which some sleepers may notice. However, if you want top-tier protection with breathable comfort, this is an excellent choice. Don’t miss out on a hassle-free way to keep your mattress in pristine condition.

Reason to Buy

  • Thick Waterproof Layer. Extra protection
  • 3D Air Mesh. Enhanced cooling
  • Secure Fit. Stays in place

Something to Consider

  • Slightly Thick.May not suit ultra-thin preferences
  • Takes Time to Dry.Thick material

Specification

  • Brand: BOSANE
  • Material: Bamboo Fiber + Polyester
  • Size: King
  • Color: White
  • Depth: 8-21 inches
  • Breathability: High
  • Wash Durability: 500+ cycles
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TOP #3
Best Waterproof Protection
Premium 100% Waterproof Queen Mattress Protector,4D Air Cooling 300GSM Queen Size Mattress Pad Cover,Breathable All-Round 360° Bed Mattress Topper Protection Noiseless Vinyl Free (White,Queen)
Sleep cool and dry with this breathable, waterproof mattress protector designed for ultimate comfort.
9.4
Buy on Amazon.com
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MERITLIFE Cooling Mattress Protector Review

The MERITLIFE Cooling Mattress Protector is a game changer for keeping your bed fresh and clean. Its waterproof TPU backing acts as a barrier against spills, sweat, and accidents, making sure your mattress stays in top condition. Plus, it's OEKO-TEX certified, so no worries about harmful chemicals. The 4D air cooling fabric adds breathability, helping you stay cool all night.

This protector is all about comfort. The 3D Air Fabric filling ensures proper airflow while preventing moisture buildup, so you won’t wake up feeling sticky. Unlike some plastic-like protectors, this one stays noiseless, letting you move freely without that annoying crinkle sound. The deep 18-inch pockets fit snugly on all mattress types, from memory foam to spring mattresses.

If there’s one downside, it's that you need to follow washing instructions carefully to maintain its durability. But honestly, that’s a small price to pay for a mattress cover that protects so well. If you're looking for something even thicker, you might consider another option, but for breathability and comfort, this one’s a win. Grab one now before they sell out!

Reason to Buy

  • Waterproof Layer. Protects against spills
  • Breathable Fabric. Keeps air circulating
  • Silent Design. No crinkly noise

Something to Consider

  • Care Sensitive.Requires delicate washing
  • Not Extra Thick.Some may prefer more padding

Specification

  • Brand: MERITLIFE
  • Material: TPU + 4D Air Fabric
  • Size: Queen
  • Color: White
  • Depth: 8-21 inches
  • Breathability: High
  • Noise Level: Low
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TOP #4
Best Cooling Technology
Serta Power Chill Queen Size Waterproof Mattress Cover, Soft and Breathable Cooling Mattress Protector, 15" Elastic Deep Pocket for Secure Fit, White
Experience advanced heat-wicking fabric that keeps you cool and dry all night.
9.2
Buy on Amazon.com
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Serta Power Chill Cooling Protector Review

The Serta Power Chill Cooling Mattress Protector takes comfort and protection to the next level. Its Cool-Hex technology actively draws heat away, keeping you cool all night. The soft knit fabric blend of nylon and spandex feels luxurious and breathable, ensuring you sleep in complete comfort.

Beyond cooling, it provides strong waterproof protection with a 3M Scotchgard layer that repels moisture and stains. Its elastic skirt grips mattresses up to 15 inches deep, keeping it secure and preventing it from shifting. Plus, it's machine washable, making maintenance super easy.

The only downside? It’s not as thickly padded as some toppers. If you want extra cushioning, you might want to layer it over a plush pad. But for cooling comfort and waterproof protection, this is a solid choice. A fantastic pick for anyone looking to upgrade their sleep setup.

Reason to Buy

  • Cool-Hex Fabric. Regulates temperature
  • Waterproof Barrier. Blocks spills and stains
  • Secure Fit. Elastic sides prevent shifting

Something to Consider

  • Not Extra Thick.Lacks plush padding
  • Limited Depth.Fits up to 15-inch mattresses

Specification

  • Brand: Serta
  • Material: Nylon + Spandex
  • Size: Queen
  • Color: White
  • Depth: 15 inches
  • Cooling Tech: Cool-Hex
  • Waterproof Layer: Scotchgard
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TOP #5
Best Soft Feel
EASELAND Queen Size Mattress Pad Pillow Top Mattress Cover Quilted Fitted Mattress Protector Cotton Top Stretches up 8-21" Deep Pocket Cooling Mattress Topper (60x80 inch, White)
Get a plush, breathable mattress protector that enhances comfort.
8.3
Buy on Amazon.com
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EASELAND Quilted Cooling Protector Review

The EASELAND Quilted Cooling Mattress Protector adds softness and protection to your bed. Its 30oz down alternative filling provides a plush, pillow-top feel while ensuring breathability. The 300TC cotton surface wicks away moisture, keeping you dry and comfortable.

Designed with deep pockets, it stretches up to 21 inches, fitting various mattress sizes securely. Unlike waterproof protectors, this one focuses on softness and temperature regulation, making it ideal for comfort seekers.

The downside? It’s not waterproof, so if you need liquid protection, you’ll need a separate layer. However, for those prioritizing softness and cooling, this mattress protector is a dream.

Reason to Buy

  • Plush Top. Adds softness
  • Breathable Cotton. Enhances airflow
  • Deep Pocket Fit. Snug on all mattresses

Something to Consider

  • Not Waterproof.No spill protection
  • Might Flatten.Needs fluffing over time

Specification

  • Brand: EASELAND
  • Material: Cotton + Down Alternative Fill
  • Size: Queen
  • Color: White
  • Depth: 8-21 inches
  • Softness Level: High
  • Cooling Fabric: Yes
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TOP #6
Best Lightweight Cooling
Ariza Sleep Waterproof Cooling Mattress Protector - Lightweight & Breathable Queen Mattress Protector - Soft, Temperature Regulating & Hypoallergenic 18"" Deep Pocket Cover, White
Breathable, hypoallergenic, and temperature-regulating mattress protector with a secure fit.
8
Buy on Amazon.com
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Ariza Sleep Cooling Mattress Protector Review

The Ariza Sleep Cooling Mattress Protector offers a blend of comfort and protection, making it a must-have for your bed. Designed with breathable, temperature-regulating fabric, it keeps you cool throughout the night. Its 18-inch deep pockets ensure a secure fit on most queen-sized mattresses.

Made from soft, hypoallergenic materials, it provides an extra layer of cleanliness by blocking spills and moisture. The durable construction means long-term usability, keeping your mattress in great condition for years to come.

The only minor issue? It’s not as thickly padded as some may prefer, but if you’re looking for cooling and waterproofing in a lightweight design, this is a fantastic pick.

Reason to Buy

  • Temperature Regulation. Prevents overheating
  • Deep Pockets. Fits mattresses snugly
  • Soft Fabric. Gentle on skin

Something to Consider

  • Not Extra Padded.Lacks plush cushioning
  • Lightweight Feel.Some may prefer a thicker cover

Specification

  • Brand: Ariza Sleep
  • Material: Charcoal Fabric
  • Size: Queen
  • Color: White
  • Depth: 18 inches
  • Waterproof: Yes
  • Breathable: High
View Less
TOP #7
Best Full Encasement
Cooling Bamboo Rayon Mattress Protector with Zipper - 100% Waterproof Size Mattress Cover - Soft & Breathable Jacquard Noiseless Mattress Pad Covers - Zippered Mattress Encasement (King)
Zippered, breathable, and waterproof mattress protector for all-around protection.
7.7
Buy on Amazon.com
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Cooling Bamboo Rayon Mattress Protector Review

This Cooling Bamboo Rayon Mattress Protector is perfect for those who love a soft, breathable sleep surface. The bamboo rayon material wicks away heat, keeping you cool even on warm nights. Plus, it’s 100% waterproof, ensuring your mattress stays clean and dry.

The zippered encasement provides full mattress coverage, making it ideal for allergy sufferers. Its noiseless design means no crinkly sounds, so you can sleep without distractions. Designed with 18-inch deep pockets, it fits snugly and securely.

The only slight downside? The zipper might require extra care to avoid snags. But for all-around protection and cooling comfort, this is an excellent choice.

Reason to Buy

  • Bamboo Cooling. Regulates temperature
  • Full Encasement. Complete coverage
  • Noiseless Design. Silent sleep experience

Something to Consider

  • Zipper Care.Requires gentle handling
  • Slightly Snug Fit.May take effort to put on

Specification

  • Brand: Kova Harper
  • Material: Bamboo Rayon
  • Size: King
  • Color: White and Blue
  • Depth: 18 inches
  • Closure: Zippered
  • Waterproof: Yes
View Less
TOP #8
Best for Everyday Protection
Premium 100% Waterproof Mattress Protector King Size, Breathable Bed Cover 3D Air Fabric Cooling Mattress Pad Cover Smooth Soft Noiseless Washable, 8''-21'' Deep Pocket
Breathable, noiseless, and waterproof mattress protector for all mattress types.
7.5
Buy on Amazon.com
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GOPOONY Waterproof Cooling Mattress Protector Review

The GOPOONY Waterproof Cooling Mattress Protector is designed for both protection and comfort. Its premium fiber surface is soft, breathable, and cooling, making it a great addition to any bed. The TPU waterproof layer shields against spills, sweat, and stains while remaining noiseless.

Featuring a 3D air fabric design, this protector allows for better airflow, reducing heat retention. The fitted style stretches up to 21 inches deep, ensuring a secure fit on all mattress types. It’s also machine washable for easy care.

The only con? The thin fabric may not provide extra cushioning, but for cooling and waterproofing, this protector does an excellent job.

Reason to Buy

  • Waterproof TPU. Blocks spills
  • 3D Air Fabric. Enhances airflow
  • Snug Fit. Stays in place

Something to Consider

  • Not Extra Plush.Thin fabric
  • Takes Time to Dry.Air drying recommended

Specification

  • Brand: GOPOONY
  • Material: Fiber + TPU
  • Size: King
  • Color: White
  • Depth: 8-21 inches
  • Breathability: High
  • Machine Washable: Yes
View Less
TOP #9
Best for Hot Sleepers
King Waterproof Mattress Protector, Rayon Made from Bamboo Mattress Pad Cover, Soft Breathable Cooling Mattress Pad Cover,Mattress Protector up to 21” Deep Pocket Tightly Fitted Mattress Protection
Breathable bamboo fabric helps regulate temperature while providing full waterproof protection.
7.5
Buy on Amazon.com
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SoftHour Bamboo Cooling Mattress Protector Review

The SoftHour Bamboo Cooling Mattress Protector brings a fresh, breathable feel to your bed. Made from soft bamboo rayon, it enhances airflow and prevents heat buildup, making it a fantastic choice for hot sleepers. The 100% waterproof TPU backing keeps your mattress safe from spills without any plastic crinkle sounds.

The fitted design includes a deep pocket that stretches up to 21 inches, ensuring a snug, slip-free fit. It’s machine washable and holds up well after repeated washes, maintaining its durability over time.

The only minor con? It may take a few washes to reach its softest feel. However, if you’re after a cooling, waterproof, and comfortable mattress protector, this one’s a great investment.

Reason to Buy

  • Bamboo Cooling. Helps airflow
  • Waterproof Barrier. Protects against spills
  • Deep Pocket Fit. Secure placement

Something to Consider

  • Initial Feel.Softens after washing
  • Light Padding.Not plush

Specification

  • Brand: SoftHour
  • Material: Bamboo Rayon + TPU
  • Size: King
  • Color: White
  • Depth: 21 inches
  • Breathability: High
  • Washable: Yes
View Less
TOP #10
Best for Temperature Control
PHF Cooling Waterproof Queen Size Mattress Protector, Arc-Chill Cooling Breathable for Hot Sleepers Mattress Pad Cover Soft 3D Air, Fitted with Deep Pocket, Noiseless & Washable
Advanced cooling fabric helps regulate body heat while keeping your mattress dry.
7.4
Buy on Amazon.com
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PHF Arc-Chill Cooling Mattress Protector Review

The PHF Arc-Chill Cooling Mattress Protector is perfect for hot sleepers who need a breathable and waterproof solution. Made with a blend of polyester and nylon, it helps regulate body temperature for a cooler, more refreshing sleep experience.

Its TPU waterproof membrane effectively blocks sweat, urine, and stains, keeping your mattress in top shape. The fitted design stretches up to 18 inches deep, ensuring a snug fit without slipping. Plus, the noiseless construction means no crinkly sounds.

The only minor downside? It may feel slightly thinner than plush alternatives, but for breathability and waterproofing, this protector is hard to beat.

Reason to Buy

  • Arc-Chill Tech. Regulates temperature
  • Noiseless Design. No plastic sounds
  • Waterproof Barrier. Protects mattress

Something to Consider

  • Light Padding.Not ultra-thick
  • Slightly Thin.May need a topper for extra softness

Specification

  • Brand: PHF
  • Material: Polyester + Nylon
  • Size: Queen
  • Color: Geometric Pattern
  • Depth: 18 inches
  • Waterproof: TPU membrane
  • Breathable: Yes
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How to Choose a Cooling Mattress Protector: Must-Know Factors Before You Buy

A cooling mattress protector does more than keep spills at bay—it can make a real difference in sleep quality. Whether you’re a hot sleeper or just want to extend the life of your mattress while staying comfortable, picking the right one requires careful consideration. From fabric choices to special features, here’s what to keep in mind before making a decision.


Material Matters: Choosing the Right Fabric

The fabric of a cooling mattress protector plays a huge role in breathability and temperature control. Some materials actively wick away moisture, while others enhance airflow.

  • Cotton: A natural and breathable option, cotton-based protectors feel soft but may not provide active cooling.
  • Bamboo: Known for its moisture-wicking properties, bamboo is a great choice for keeping the surface dry and cool.
  • Tencel: Derived from eucalyptus, Tencel is both smooth and breathable, making it ideal for those with sensitive skin.
  • Phase-Change Materials (PCM): These are engineered to absorb and release heat, keeping the surface temperature stable throughout the night.
  • Polyester Blends: Often infused with cooling gel or other additives, these synthetic protectors can enhance airflow but may not wick moisture as well as natural fibers.

Tip: If you’re a naturally warm sleeper, look for a protector that combines moisture-wicking and temperature-regulating technology to prevent overheating.


Fit and Size: Ensuring a Snug Fit

A cooling mattress protector should fit your mattress like a glove. If it’s too loose, it may bunch up and create uncomfortable wrinkles. Too tight, and it may reduce airflow, limiting its cooling benefits.

  • Deep Pockets: If you have a thick mattress or use a topper, make sure the protector can accommodate the extra height.
  • Elasticized Skirt: A fitted-style protector with a strong elastic band helps keep everything in place.
  • Standard vs. Encasement: While standard protectors cover the top and sides, an encasement model provides full protection, including the bottom.

Tip: Measure your mattress depth before purchasing to ensure a perfect fit, especially if you have a pillow-top or memory foam mattress.


Cooling Technology: What Actually Works?

Not all cooling protectors perform the same, and understanding the technology behind them can help you avoid buying something that doesn’t meet expectations.

  • Gel-Infused Layers: Some protectors use gel beads that help pull heat away from the body.
  • Breathable Weave Construction: Look for open-weave designs that allow for better airflow.
  • Moisture-Wicking Fabrics: Materials like bamboo and Tencel help draw sweat away, preventing dampness.
  • Phase-Change Materials: These adjust to body temperature, absorbing heat when you’re too warm and releasing it when you cool down.

Tip: If you live in a warm climate, layering a cooling protector with breathable sheets can maximize its effectiveness.


Durability and Maintenance: Long-Term Performance

A good cooling mattress protector should hold up to regular use and washing without losing its cooling benefits.

  • Machine Washable: Most options are easy to clean, but some high-tech materials may require gentle cycles or air drying.
  • Waterproofing Without Heat Trapping: If spill protection is a priority, look for waterproof options that use breathable membranes rather than plastic-like layers.
  • Stitching and Build Quality: Reinforced seams and high-thread-count fabrics tend to last longer.

Tip: Read care labels carefully—some protectors lose effectiveness if washed in hot water or dried on high heat.


Budget Considerations: Finding the Right Balance

Cooling mattress protectors come in a wide price range, from budget-friendly picks to premium options with advanced features.

  • Under $30: Basic models with limited cooling properties, usually cotton or polyester blends.
  • $30–$80: Mid-range options with moisture-wicking fabrics and some cooling technology.
  • $80 and Up: High-end protectors with advanced cooling layers, waterproof membranes, and hypoallergenic properties.

Tip: A higher price doesn’t always mean better cooling. Look for actual performance features rather than relying on marketing claims.


Mistakes to Avoid When Buying a Cooling Mattress Protector

  • Assuming All Protectors Cool the Same Way: Some just wick moisture, while others actively regulate temperature.
  • Choosing the Wrong Size: A poor fit can reduce airflow and cooling efficiency.
  • Not Checking Waterproofing Details: Some protectors trap heat due to thick, non-breathable barriers.
  • Overlooking Maintenance Needs: Certain materials require special washing care to maintain cooling properties.
  • Ignoring Customer Reviews: Real-world feedback can reveal common issues that aren’t obvious from product descriptions.

FAQ

What is a cooling mattress protector, and why would someone need one?

A cooling mattress protector is a protective layer designed to keep your mattress safe from spills, dust, and wear while also helping regulate temperature. It’s perfect for anyone who tends to overheat at night, experiences night sweats, or simply wants a more comfortable sleep environment. Unlike standard mattress protectors, cooling options use special fabrics like moisture-wicking bamboo, breathable cotton, or advanced phase-change materials that help pull heat away from the body.

How does a cooling mattress protector actually work?

Cooling mattress protectors use innovative fabrics and technologies to help manage body temperature. Some rely on breathable, moisture-wicking materials that help evaporate sweat quickly, while others feature specialized cooling gels or phase-change materials that actively absorb and release heat throughout the night. The goal is to prevent heat from getting trapped between your body and the mattress, allowing for a cooler, more comfortable sleep.

Are cooling mattress protectors worth the price?

If you struggle with overheating at night, investing in a cooling mattress protector can be a game-changer. While they tend to cost more than basic protectors, they offer long-term benefits like better sleep quality, mattress longevity, and even potential energy savings since you won’t need to rely as much on air conditioning. Many high-quality options come with warranties, ensuring they last for years.

Can a cooling mattress protector make a noticeable difference in temperature?

Yes, but results depend on the type of protector you choose. Breathable fabrics like bamboo and cotton can help with airflow, while phase-change materials and cooling gels are more active in regulating temperature. If your room is excessively warm, pairing a cooling protector with breathable sheets and proper ventilation can make an even bigger difference.

Will a cooling mattress protector affect the feel of my mattress?

Most cooling mattress protectors are designed to be thin and breathable, meaning they won’t significantly alter the feel of your mattress. However, some models have added padding for extra comfort, which can slightly change the firmness level. If you love the exact feel of your mattress, look for ultra-thin, stretchable options that provide protection without interfering with support.

Are cooling mattress protectors machine washable?

Yes! Most cooling mattress protectors are designed for easy care and can be tossed into the washing machine. However, it’s important to follow care instructions closely—some may require cold water washing or air drying to preserve the cooling properties. Regular washing helps maintain freshness, especially for those who experience night sweats.

Can I use a cooling mattress protector with a heated blanket?

It depends on the materials. Some cooling protectors use temperature-sensitive technology that may not work as effectively when exposed to direct heat from an electric blanket. If you plan to use both, look for a protector that specifies compatibility with heated bedding. Otherwise, the cooling effect may be reduced.